+
Mortgage Problems Solved

Award Winning Mortgage Broker

Helping find the best mortgage and financial solutions to save you money.

We are known for offering more than just mortgages. We offer mortgage solutions and complete financial plans to guide you and help with a more comfortable way of living.

Our goal is simple.

Our mortgage agents strive to present tangible solutions that give our clients confidence and peace of mind by together, going through the steps uniquely tailored, specifically for them.

Clients First

ALWAYS LOOKING OUT FOR YOUR BEST INTEREST

We work on your behalf to help you find the best mortgage option and strive to save you both time and money. We work for you.

Accessibility

THE MOST, AND THE BEST OPTIONS FOR YOU

As an accredited brokerage, we have access to lenders who deal exclusively with us due to our positive client outcomes, which in turn will increase your options and allow you to access the best rates available.

Experience

NO MATTER YOUR SITUATION WE HAVE DONE IT

With over 75 years of combined financial experience, you can rest assured that we have worked with hundreds of clients from all walks of life and in different financial situations. We have saved our clients thousands of dollars and would like to do the same for you. We have witnessed staggering transformations in peoples lives because we have provided them with guidance and ongoing support.

Let’s Talk. Request a Call Back.

Whether you are looking to buy your first home, buy a new home, refinance your mortgage, purchase an investment property, or even consolidate existing debts. We would be pleased to work with you. We specialize in solving unique situations and will devise a personalized roadmap that will work for you and your situation.

How We Help.

We have vast experience with all types of mortgages and life situations. We work extensively with large lenders, while providing equity and private lending alternatives. We also provide clients with different opportunities for unique proprietary lending options.

First-Time Home Buyers

We help first-time home buyers
Understand their mortgage options and make a smooth transition into home ownership. If you are looking to purchase your first home, you’re in good hands with Fair Mortgage Solutions who will give you advice along every step of the process.

Mortgage Refinances

Home owners who choose to

Refinance do so for multiple reasons, including obtaining a lower interest rate, shortening the term of their mortgage, or using the equity in their home for life issues, renovations, children’s education, debt consolidation, or financial emergencies.Our team of experts can assess your situation to help you understand if this option makes fiscal sense for you.

Mortgage Renewals

Mortgage terms can range

Anywhere from a few months to over five years. At the end of your mortgage term, you can either pay off your mortgage in full or renew it, either with the same lender or a different lender. Before signing that renewal, take the time to contact us, we can give you an independent strategy to make sure you are getting the right mortgage to suit your current situation.

Alternative
Financing

When a person is refused

A mortgage from their financial institution and conventional means of borrowing are not possible, you are not out of options.  This is a great time to contact us. We think outside the box. We advocate for our clients and provide reliable solutions. In addition the the A-lenders with whom we work, we also work with private lenders and B-lenders that can support your financial needs.

Commercial Mortgages

If you are looking to obtain a mortgage for any property that is not your residence, is more than four units and generates income, you want to pursue a commercial mortgage. There are a number of key differences between a residential and commercial mortgage, as well as a stricter set of criteria you will have to satisfy.

See What Our Clients Have To Say

  • K.J
    "John was amazing to work with! He was so personable and professional. He was always available to call if we had any questions and made the process of remortgaging our home go so smoothly! We definitely highly recommend him!!!"
    K.J
  • V.G
    "John was so amazing to deal with. He was able to help me on so many levels. He is incredibly professional, knowledgeable, informative, kind and compassionate. He was able to get me an amazing rate through the bank. I would highly recommend John to anyone I know!"
    V.G
  • K.M
    "We had an amazing experience working with John. He made the whole process of switching our mortgage understandable and easy to navigate. He was incredibly communicative and always there to explain and check in. With his help, we were able to change our mortgage situation to work WAY better for our needs and our future."
    K.M
  • W.A
    "I highly recommend John El Masarani to anyone seeking help with purchasing a home. He is knowledgeable and trustworthy, professional while being approachable, and very responsive to all questions and concerns. He took the time to educate me about every aspect of the mortgage process and presented me with all options to allow me to make informed decisions. Ultimately, John was a key component of my journey to becoming a first-time homeowner."
    W.A
  • A.S
    "We had the privilege of dealing with John in helping us get our mortgage. He was easy to talk to, very knowledgeable, and would respond quickly to any questions we had. He walked us through the whole process and made it easy. He also gave us many good options for different mortgage products to choose from. We’ll definitely use John again when the time comes to get a new mortgage."
    A.S
  • L.C
    "John has been an invaluable tool to help me set up for financial success. I had an unusual situation and John worked to provide me a solution that would ensure I was able to secure a property and a plan moving forward. He is knowledgeable about what tools or products are best for different situations and guided me in making important decisions that were specific to my situation; for example, when to choose a variable or a fixed rate mortgage and how the different scenarios would affect my specific satiation. I have referred many people his way and highly recommend him to anyone who is considering using him as a mortgage broker."
    L.C

GEORGETOWN

416-939-6060

HAMILTON

905-777-2412
(416) 939-6060