How We Can Help

Our team is made up of licensed mortgage professionals

We work on your behalf to find lenders that offer the most competitive mortgage interest rates available to suit your needs. Whether you are purchasing your first home or your hundredth, we will work hard to ensure that we are finding the best mortgage solutions for you. We have resolved thousands of interesting and different situations, many of which stuns our clients showing that we can resolve and give an over arching strategy for their future.

As your brokers, we will do much of the legwork and paperwork involved in applying for loans, and we will complete applications with several lenders at once in a short time frame. This not only saves you time but will also protect your credit rating from multiple hard inquiries.

The first step in pursuing a mortgage is filling out a detailed application, which includes your credit history, income, employment, and so on. This application can be filled out in person, over the phone, or via email. In general, if the situation is more involved, a personal discussion is very useful. The more we know about your situation, the better and faster we can provide you with the most suitable financial solution.

The next step in applying for a loan is processing the application and credit report. Based on the results, we put together options for you to consider and will offer advice on each one. We have your best interest at heart and want to improve your financial stability, while tending your inquiries in a timely and professional manner.

How We Get Paid

For many of our clients, the mortgage process is cost-free as we are most often paid by the lenders. The client benefits from our expertise and the lender pays us directly, while providing a good interest rate for the client. In some complex situations, a broker fee may be involved, depending on the status of the lender.

Our goal is simple. We strive to present tangible solutions that make our clients happy and provide winning advice that saves them money by following through with the right options for them.

With hard work, we hope to earn your respect by allowing us the opportunity to advocate for you, your family, and your friends. You won’t be disappointed.

See What Our Clients Have To Say

  • K.J
    "John was amazing to work with! He was so personable and professional. He was always available to call if we had any questions and made the process of remortgaging our home go so smoothly! We definitely highly recommend him!!!"
    K.J
  • V.G
    "John was so amazing to deal with. He was able to help me on so many levels. He is incredibly professional, knowledgeable, informative, kind and compassionate. He was able to get me an amazing rate through the bank. I would highly recommend John to anyone I know!"
    V.G
  • K.M
    "We had an amazing experience working with John. He made the whole process of switching our mortgage understandable and easy to navigate. He was incredibly communicative and always there to explain and check in. With his help, we were able to change our mortgage situation to work WAY better for our needs and our future."
    K.M
  • W.A
    "I highly recommend John El Masarani to anyone seeking help with purchasing a home. He is knowledgeable and trustworthy, professional while being approachable, and very responsive to all questions and concerns. He took the time to educate me about every aspect of the mortgage process and presented me with all options to allow me to make informed decisions. Ultimately, John was a key component of my journey to becoming a first-time homeowner."
    W.A
  • A.S
    "We had the privilege of dealing with John in helping us get our mortgage. He was easy to talk to, very knowledgeable, and would respond quickly to any questions we had. He walked us through the whole process and made it easy. He also gave us many good options for different mortgage products to choose from. We’ll definitely use John again when the time comes to get a new mortgage."
    A.S
  • L.C
    "John has been an invaluable tool to help me set up for financial success. I had an unusual situation and John worked to provide me a solution that would ensure I was able to secure a property and a plan moving forward. He is knowledgeable about what tools or products are best for different situations and guided me in making important decisions that were specific to my situation; for example, when to choose a variable or a fixed rate mortgage and how the different scenarios would affect my specific satiation. I have referred many people his way and highly recommend him to anyone who is considering using him as a mortgage broker."
    L.C

GEORGETOWN

416-939-6060

HAMILTON

905-777-2412
(416) 939-6060